@hello
DevsJournal author.
An investor started a disciplined SIP investment of ₹ 20,000 per month, in which he allocated ₹ 5,000 in each in the Mutual Fund Scheme of various categories...
When it comes to creating long-term wealth or working towards meaningful life goals, many people get into investment with this vague hope that everything will...
Aarav feels anxious whenever he opens his investment app and looks at his underperforming funds. His own funds barely move when the market goes up, but they...
Why Goal-Based Investing MattersAlmost every Indian has felt the “Buyer’s Guilt”; they longingly look at that ₹3.5 lakh Royal Enfield Bike or a ₹1.5 lakh...
SIP Strategy in Turbulent Times: How Indian Investors Can Navigate the Iran-Israel ConflictThe escalating tensions between Iran and Israel have sent ripples...
Ankush wants to buy a home in 10 years for his family in Bangalore. He is targeting luxurious 2BHK apartments in areas like Whitefield or the ORR belt. For...
Crude Oil Price ShockThe Iran-Israel conflict has injected severe risk into global energy markets. Iran is OPEC's third-largest producer, supplying ~3.2...
India's Obsession with Gold & EGRsWhat the obsession means$70B+ Gold Import Bill FY26, 2nd largest import after oil25,000T Household Gold Stock, World Gold...
Most investors are well aware of the pitfalls of pausing their SIP fund contributions during market crashes, either through personal experience or word of...
You find a mutual fund with a respectable 16% average annual return over the past decade (10-Year CAGR). This fund has outperformed recessions and earned a...
Logic vs. EmotionNikita started her investment journey with a portfolio of ₹10 Lakh and used the textbook allocation framework of 60% equity and 40% debt. In 3...
Ramachandran has been getting amazing returns in his equity investments from a massive, multi-year bull run. But after a sudden geopolitical development that...
One fine morning, Priya opens her investment App and has a complete emotional breakdown. She does not find any trace of the “ABC Alpha Mid-Cap Fund”, where she...
Investors get excited when they see a mutual fund advertisement claiming a whopping 25% Trailing Return. But after buying the fund and checking the...
Pranjal is very happy to get a work bonus of ₹3 lakh this year. She is considering investing this idle cash somewhere, but is unsure if she should choose a...
What Is a SIP?A Systematic Investment Plan (SIP) is a method of investing a fixed amount — as low as ₹500 — into a mutual fund at regular intervals, typically...
Ritesh is 30, works as a corporate lawyer, and resides in Bangalore with his family. He now has the budget to start investing ₹15,000 monthly in a SIP...
Many Indian investors who are approaching retirement or who have built a sizable corpus look for options to get a regular income from their investments.They...
Ever since debt mutual funds got a new tax treatment using the income tax slab rates, investors have been wondering if the strategic benefits of indexation and...
A corporate investor with ₹100 crore parked in a current account earns ₹0, while the same amount invested in an overnight mutual fund earns ₹16.43 lakh. This...
Think you need to invest more than ₹1 lakh every month to build ₹10 crore by retirement? That may not be needed.Tarun is a 30-year-old living in Bangalore, and...
Your daughter’s engineering degree costs ₹45 lakh today. In 15 years, it will cost ₹1.88 crore, at 10% education inflation. That number is not at all...
